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Southern Oak Insurance Company is a Florida-based property insurer, specializing in personal
residential property insurance. We provide homeowners coverage through a statewide network of independent agents.
Additionally, our extensive network of experienced claims professionals ensures
that Southern Oak Insurance will be there when you need us most.
We are committed to providing policyholders with exceptional service, and our
innovative policy and claims processing systems provide your agent and adjuster
with the tools to complement their knowledge and experience.
Southern Oak holds a Demotech financial stability rating
of “A” (Exceptional). Fannie Mae (Federal
National Mortgage Association) and Freddie Mac (Federal
Home Loan Mortgage Corporation) both accept Demotech
Financial Stability Ratings of “A” or better.
Reinsurance is provided by companies approved by the Florida Department of Insurance, and with an A.M.
Best Financial Strength Rating between “A-“ and “A++”.
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